Classic car insurance
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  1. #1
    Fellow Frogger! Jinandfonic's Avatar
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    Default Classic car insurance

    Has anyone had experience with Motor vehicle insurance | specialist motor vehicles insurance for their vehicle insurance? Very competitive quotes yet I've seen recommendations on this site for Shannon's. Or is there another worth going with?


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    1000+ Posts alan moore's Avatar
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    There was a long thread on Shannons a while ago, most were very happy with them, myself included. Comprehensive on some of my old bikes around $10K value is under $100 a year. The collection of 6 cars and about 8 bikes insured with them is around $2000. I have only had 2 not at fault claims with them, but all has been fine.
    '56 Renault 4CV (16TS Power)
    '62 Renault Dauphine Gordini
    '82 Renault Fuego GTX
    '89 Renault Alpine GTA V6 Turbo
    '02 and '03 Renault Clios 1.4L
    '13 Renault Megane RS265 Trophee+

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    I too looked at Shannons and were very tempted, but were advised that I needed to be a financial member of a car club before they would sign me up for insurance.

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    Quote Originally Posted by tazzy View Post
    I too looked at Shannons and were very tempted, but were advised that I needed to be a financial member of a car club before they would sign me up for insurance.
    I was previously in the Leyland P-76 club (membership had lapsed before I signed up) and none since. However no proof of membership was asked or required by Shannons, only a verbal "yes" at first encounter which was well more than 10 years ago, and no problems whatsoever with subsequent claims.

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    Fellow Frogger! Jinandfonic's Avatar
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    Thanks for the feedback. I'll end up going with RACQ classic car insurance. They just require a car valuation to be eligible. Under $40 for the year with comprehensive cover on concessional club registration. If the worst should happen the wreck always remains the property of the owner.


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    BVH Roger Wilkinson's Avatar
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    Jin, if the chairman is anything to judge by, RACQ Insurance is a good crowd.

    tazzy, Shannons does not actually require you to be a member of a car club. They will insure you only if they think you are a car enthusiast. But they don't tell their call centre staff how to tell if you are a car enthusiast. Each of them has their own way of doing that. You must have struck a lazy one who requires you to be a member of a car club (did you try saying you belong to the Aussiefrogs Car Club?). The one I had when I first contacted Shannons engaged me in conversation about my DS19. As if you wouldn't be a car enthusiast if you had a DS19.

    Roger

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    Real cars have hydraulics DoubleChevron's Avatar
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    Quote Originally Posted by Roger Wilkinson View Post
    Jin, if the chairman is anything to judge by, RACQ Insurance is a good crowd.

    tazzy, Shannons does not actually require you to be a member of a car club. They will insure you only if they think you are a car enthusiast. But they don't tell their call centre staff how to tell if you are a car enthusiast. Each of them has their own way of doing that. You must have struck a lazy one who requires you to be a member of a car club (did you try saying you belong to the Aussiefrogs Car Club?). The one I had when I first contacted Shannons engaged me in conversation about my DS19. As if you wouldn't be a car enthusiast if you had a DS19.

    Roger
    I got transferred to someone that owned a Big 6 once when I rang Shannons ... "We have someone here that would love to talk to a Citroen owner" .... Years ago when I first took out my policy, the bird I was talking to got quite excited, apparently I'm there "ideal customer" .... I asked her if "ideal" meant having dozens of wrec ...... er "restoration" projects around the yard

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    BVH Roger Wilkinson's Avatar
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    That will have been the late Bill Wellwood, who was their auctioneer in Melbourne.

    I wonder who bought his Big Six.

    Roger

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    I have had both good and poor experiences with the big S. The last was infuriating at times, a not at fault claim (but hit-run so no identifiable defendant) and there was evidence of poor communications between telephone and field staff. That's guaranteed to light my fuse. It didn't help the assessor to initially doubt my honesty on damage received. The difficulties were smoothed out by certain Mediterranean influences, courtesy of a phone call he received part-way through the assessment.

    The frustration was enough to make me think hard about who writes policies in the future for my vehicles.

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    1000+ Posts jo proffi's Avatar
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    Quote Originally Posted by tazzy View Post
    I too looked at Shannons and were very tempted, but were advised that I needed to be a financial member of a car club before they would sign me up for insurance.
    Ha, agree that person was a tosshead.

    It helps if you have a car whose name they cant spell or pronounce.

    Jo

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    In NSW try NRMA CLASSIC car insurance. My 504 is with them for a lot less than Shannons. It is agreed value. I get to keep the wreck. The only restriction is a 9000 km limit a year [It hasn't got to that total in 4 years anyway] and it is only supposed to be driven a few times a week. Neil

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    Quote Originally Posted by neil s View Post
    In NSW try NRMA CLASSIC car insurance. My 504 is with them for a lot less than Shannons. It is agreed value. I get to keep the wreck. The only restriction is a 9000 km limit a year [It hasn't got to that total in 4 years anyway] and it is only supposed to be driven a few times a week. Neil
    Check the fine print re things like leaving it unattended in a public car park. I did years ago and stuck with Shannons.
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    1000+ Posts Pugnut403's Avatar
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    I'm with Shannons. I have on occasion looked at changing but so far I haven't had a good enough deal offered to switch.
    They were the only ones who would give me an unlimited km policy on a 30+ year old modified car.

    When I got the Mi16 though their quote was ridiculously high and more recently when I got the electric car their quote was stupidly high I went with RACT and now I don't need unlimited kms on my 242 GT anymore I might look at switching everything there depending on what deal they can give me...

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    VIP Sponsor David Cavanagh's Avatar
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    I see both side of the fence with insurance.

    We just quoted a full front on a N5 306. Normally we wouldn't bother because it'll be written off but this one is with Shannons so it will be fixed.
    My panel beater says Shannons are by far the best to deal with. I know when I hit a roo with the Gordini and did about 5k damage all the assesser said was fix it, what ever it takes fix it.

    I just insured my new daily driver with them and the quote was less than 1/3 the quote from RACV. Plus they then asked if I was in a club and knocked 10% off (I tried for 20% because I'm in 2 clubs) plus another 10% because my club plated car is with them. I couldn't believe how cheap they are.

    Mind you there also either shifty or slack. When I accepted the quote they said they'd send me the paperwork and a few day later the policy arrives. The discription of the car was exactly what I'd said on the phone for the quote, 2004 Peugeot 307 HDi S/W thats all. No rego, no VIN, nothing to say the the car in my driveway was the one there were insuring. The next day I rang them and the guy very casually said yeah it would be a good idea to have all that.
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    JBN
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    Quote Originally Posted by neil s View Post
    In NSW try NRMA CLASSIC car insurance. My 504 is with them for a lot less than Shannons. It is agreed value. I get to keep the wreck. The only restriction is a 9000 km limit a year [It hasn't got to that total in 4 years anyway] and it is only supposed to be driven a few times a week. Neil
    I used to have NRMA Classic car insurance for my 2CV, but switched to Shannons. The restriction on the amount of driving put me off. I now have my Xantia with them as well and all Greenslips (underwritten by GIO). Both cars are agreed value and i get to keep the wreck.

    The real problem with a 2CV (never officially imported into Australia) is that most insurance companies don't have it on their lists as a valid car. One could argue that most people don't regard it as a valid car. Pram, maybe. Noddy's nightmare?

    Many people are amused that the windows don't wind down. I tell them its because big dogs don't like the the car and they cock their leg in disgust. Fixed glass and a window flap protect the occupants from collateral damage.

    John

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    Fellow Frogger! Jinandfonic's Avatar
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    Quote Originally Posted by JBN View Post
    I used to have NRMA Classic car insurance for my 2CV, but switched to Shannons. The restriction on the amount of driving put me off. I now have my Xantia with them as well and all Greenslips (underwritten by GIO). Both cars are agreed value and i get to keep the wreck.

    The real problem with a 2CV (never officially imported into Australia) is that most insurance companies don't have it on their lists as a valid car. One could argue that most people don't regard it as a valid car. Pram, maybe. Noddy's nightmare?

    Many people are amused that the windows don't wind down. I tell them its because big dogs don't like the the car and they cock their leg in disgust. Fixed glass and a window flap protect the occupants from collateral damage.

    John
    I so want a 2CV now! Who will swap me a roadworthy CX for one? Ironically the 2CV will outlast any hydraulic Citroen yet still be Citroen in every sense. (I have a spare CX to keep so the joy will go on) p


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